Payday Loan Clampdown and The Role of Credit Unions

There’s little doubt that the clampdown on payday lenders that saw limits on interest charges and a cap on the total cost of a loan was necessary to control the UK’s growing personal debt burden (source). However, the requirement for short-term credit

How to Detect a Ponzi Scheme

Ponzi schemes continue to be a common investment fraud. You should know how to detect it to protect yourself from investing in such a scheme, and losing your money. A Brief Introduction to Ponzi Schemes A Ponzi scheme is a kind of

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Insurance for First-Time Drivers Over 25

Over 25 drivers usually pay cheaper insurance rates than young drivers. However, for over 25 drivers who are first-timers, the situations and rules change. New drivers, regardless of age, tend to pay higher insurance premiums. In some situations, first-time drivers over 25

Is Investing in Gold a Golden Opportunity?

There is so much information on the internet about why people should invest in gold, including the various investment options for this precious metal. If you are new to investing, you may be confused about which option would work best for you.

Can 18-Year-Old Applicants Get a Loan?

Are you eighteen years old? Are you perhaps interested in taking out a consumer loan? While most young people consider this notion impossible, some Norwegian banks accept loan applications from candidates of this age.  Naturally, there are certain limitations imposed on eighteen-year-old

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